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personal loans

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additional information
Before taking out a personal loan, you should consider the financial impact of doing so and whether there may be an alternative to taking on debt. We have compiled a handy set of guides, provided by the Money Advice Service:
before you borrow >

Find out if you need to borrow money and whether you can afford it. Learn how to work out the true cost of borrowing.

taking control of debt >

Where to get free debt advice, how to speak to the people you owe money to, and tips to help you pay back your debts in the right order.

mortgage and rent problems >

Help if you're struggling with your mortgage or rent payments and information on government support if you can't pay your mortgage.

help with loans >

Learn about how personal loans work, better alternatives to payday loans, and help when borrowing from a credit union.

credit cards and credit ratings >

Find out how to manage a credit card, how to check your credit report, and tips on how you can improve your credit rating.