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TSB Classic Plus Account

Max interest rate:
5%
Switching incentive:
None
Monthly fee:
Free
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 0% EAR variable on the first £25 and 19.94% EAR variable on the next £1,175 plus a Monthly Overdraft Usage Fee of £6.

Clydesdale Bank B

Max interest rate:
0.5%
Switching incentive:
None
Monthly fee:
Free
Representative Example: If you use an overdraft limit of £1,200 a 12.50% EAR (variable) will apply

Barclays Bank Account

Max interest rate:
0%
Switching incentive:
None
Monthly fee:
Free
Representative Example: Up to £5,000 (subject to application and status). If you use an overdraft of £1,200, you will be charged £1.50 per day when you use it.

First Direct 1st Account

Max interest rate:
0%
Switching incentive:
£100
Monthly fee:
£10
Representative Example: If you use an overdraft limit of £250 a 15.9% EAR (variable) charge will apply

NatWest Reward Account

Max interest rate:
0%
Switching incentive:
None
Monthly fee:
£3
Representative Example: If you have a Reward Account with an arranged overdraft limit of £1,200 and you use all of this, you will be charged arranged overdraft interest at 19.89% p.a. (variable) and a monthly Arranged Overdraft Usage Fee of £6

Santander 123 Current Account

Max interest rate:
1.5%
Switching incentive:
None
Monthly fee:
£5
Representative Example: 0% EAR (variable) Arranged Overdraft. A Daily Arranged Overdraft Fee of £1 per day capped at 20 days each monthly statement period applies. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

Royal Bank of Scotland Select Account

Max interest rate:
0%
Switching incentive:
None
Monthly fee:
Free
Representative Example: If you have a Select Account with an arranged overdraft limit of £1,200 and you use all of this, you will be charged arranged overdraft interest at 19.89% p.a. (variable) and a monthly Arranged Overdraft Usage Fee of £6

Yorkshire Bank Current Account Control

Max interest rate:
0%
Switching incentive:
None
Monthly fee:
£7.50
Representative Example: If you use an overdraft limit of £1,200 a 18.85% EAR (variable) charge will apply

Clydesdale Bank Current Account Control

Max interest rate:
0%
Switching incentive:
None
Monthly fee:
£7.50
Representative Example: If you use an overdraft limit of £1,200 a 18.85% EAR (variable) charge will apply

NatWest Select Account

Max interest rate:
0%
Switching incentive:
None
Monthly fee:
Free
Representative Example: If you have a Select Account with an arranged overdraft limit of £1,200 and you use all of this, you will be charged arranged overdraft interest at 19.89% p.a. (variable) and a monthly Arranged Overdraft Usage Fee of £6

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additional information
Before taking out a personal loan, you should consider the financial impact of doing so and whether there may be an alternative to taking on debt. We have compiled a handy set of guides, provided by the Money Advice Service:
before you borrow >

Find out if you need to borrow money and whether you can afford it. Learn how to work out the true cost of borrowing.

taking control of debt >

Where to get free debt advice, how to speak to the people you owe money to, and tips to help you pay back your debts in the right order.

mortgage and rent problems >

Help if you're struggling with your mortgage or rent payments and information on government support if you can't pay your mortgage.

help with loans >

Learn about how personal loans work, better alternatives to payday loans, and help when borrowing from a credit union.

credit cards and credit ratings >

Find out how to manage a credit card, how to check your credit report, and tips on how you can improve your credit rating.