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Tesco | Low APR credit card

Balance transfer offer:
-
Purchases offer:
0.00% for 3 months
Representative APR:
7.80% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 7.80% p.a. (variable) your representative rate will be 7.8% APR (variable).

NatWest | Clear Rate platinum credit card

Balance transfer offer:
-
Purchases offer:
0.069
Representative APR:
11.10% APR
Representative Example: Representative Example: If you spend £1,200 and pay the £24 annual fee at a purchase interest rate of 6.90% p.a. (variable) your representative rate will be 11.1% APR (variable).

RBS | Clear Rate Platinum credit card

Balance transfer offer:
-
Purchases offer:
0.069
Representative APR:
11.10% APR
Representative Example: Representative Example: If you spend £1,200 and pay the £24 annual fee at a purchase interest rate of 6.90% p.a. (variable) your representative rate will be 11.1% APR (variable).

Nationwide | Select Credit Card

Balance transfer offer:
0.00% for 12 months (2.40% fee)
Purchases offer:
0.00% for 12 months
Representative APR:
15.90% APR
Representative Example: Representative Example: If you spend £1,200 and pay the £24 annual fee at a purchase interest rate of 15.90% p.a. (variable) your representative rate will be 15.9% APR (variable).

Nationwide | Credit Card

Balance transfer offer:
0.00% for 12 months (2.40% fee)
Purchases offer:
0.00% for 12 months
Representative APR:
17.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 17.90% p.a. (variable) your representative rate will be 17.9% APR (variable).

Tesco | Balance transfer credit card (no balance transfer fee)

Balance transfer offer:
0.00% for 40 months (2.69% fee)
Purchases offer:
-
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 18.90% p.a. (variable) your representative rate will be 18.9% APR (variable).

Halifax | Clarity credit card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

Marks & Spencer | Purchase credit card

Balance transfer offer:
0.00% for 15 months (2.90% fee)
Purchases offer:
0.00% for 19 months
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

Halifax | Balance transfer & purchase credit card

Balance transfer offer:
0.00% for 24 months (2.50% fee)
Purchases offer:
0.00% for 24 months
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

Santander I Zero Credit Card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 with a purchase interest rate of 18.90% p.a. (variable) your representative rate will be 18.90% APR (variable).

Tesco | Purchases credit card

Balance transfer offer:
0.00% for 3 months (2.90% fee)
Purchases offer:
0.00% for 21 months
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 18.90% p.a. (variable) your representative rate will be 18.9% APR (variable).

Virgin Money | Balance transfer credit card (long interest-free term)

Balance transfer offer:
0.00% for 40 months (5.00% fee)
Purchases offer:
0.00% for 3 months
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 18.90% p.a. (variable) your representative rate will be 18.9% APR (variable).

Natwest | Student credit card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £500 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

AA | Dual Credit Card

Balance transfer offer:
0.00% for 20 months (0.00 fee)
Purchases offer:
0.00% for 26 months
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 18.90% p.a. (variable) your representative rate will be 18.90% APR (variable). (AA Credit Cards are provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender.)

Post Office Money® | Matched credit card

Balance transfer offer:
0.00% for 16 months (2.98% fee)
Purchases offer:
0.00% for 27 months
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 18.90% p.a. (variable) your representative rate will be 18.9% APR (variable).

Lloyds | Platinum balance transfer credit card

Balance transfer offer:
0.00% for 32 months (1.00% fee)
Purchases offer:
0.00% for 6 months
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 18.9% APR (variable).

Santander | Everyday Credit Card

Balance transfer offer:
0.00% for 15 months (3.00% fee)
Purchases offer:
0.00% for 15 months
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 with a purchase interest rate of 18.90% p.a. (variable) your representative rate will be 18.90% APR (variable).

Santander | All In One Credit Card

Balance transfer offer:
0.00% for 40 months (1.00% fee)
Purchases offer:
0.00% for 6 months
Representative APR:
18.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 15.90% p.a. (variable) your representative rate will be 21.70% APR (variable). With a monthly fee of £3.

Bank of Scotland | Student Credit Card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
19.90% APR
Representative Example: Representative example: If you borrow £1,000 with a purchase rate of 19.95% p.a then you will get a representataive 19.9% APR (variable).

Halifax | Student credit card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
19.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 19.95% p.a. (variable) your representative rate will be 19.9% APR (variable).

Capital One | Balance Plus credit card

Balance transfer offer:
6.94% (0.00% fee)
Purchases offer:
-
Representative APR:
19.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 19.94% p.a. (variable) your representative rate will be 19.9% APR (variable).

Lloyds | Student credit card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
19.90% APR
Representative Example: Representative Example: If you spend £1,000 at a purchase interest rate of 19.94% p.a. (variable) your representative rate will be 19.9% APR (variable).

American Express | Platinum cashback everyday credit card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
22.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 22.90% p.a. (variable) your representative rate will be 22.9% APR (variable).

British Airways | American Express® Premium Plus credit card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
22.90% APR
Representative Example: Representative example: Representative 22.9% APR variable. Based on an assumed credit limit of £1,200. Interest rate for purchases: 22.9% p.a. variable.

Lloyds | Avios Rewards credit card

Balance transfer offer:
0.00% for 24 months (3.00% fee)
Purchases offer:
0.00% for 12 months
Representative APR:
23.70% APR
Representative Example: Representative Example: If you spend £1,200 and pay the £24 annual fee at a purchase interest rate of 18.94% p.a. (variable) your representative rate will be 23.7% APR (variable).

American Express | Platinum cashback credit card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
28.20% APR
Representative Example: Representative Example: If you spend £1,200 and pay the £25 annual fee at a purchase interest rate of 22.90% p.a. (variable) your representative rate will be 28.20% APR (variable).

Vanquis | Aquis credit card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
29.80% APR
Representative Example: Representative Example: If you spend £1,000 at a purchase interest rate of 29.84% p.a. (variable) your representative rate will be 29.8% APR (variable).

Aqua | Classic credit card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
35.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 35.94% p.a. (variable) your representative rate will be 35.9% APR (variable).

Vanquis | Visa credit card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
39.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 39.94% p.a. (variable) your representative rate will be 39.9% APR (variable).

Black Diamond | Visa credit card

Balance transfer offer:
-
Purchases offer:
-
Representative APR:
59.90% APR
Representative Example: Representative Example: If you spend £1,200 at a purchase interest rate of 59.94% p.a. (variable) your representative rate will be 59.9% APR (variable).

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additional information
Before taking out a personal loan, you should consider the financial impact of doing so and whether there may be an alternative to taking on debt. We have compiled a handy set of guides, provided by the Money Advice Service:
before you borrow >

Find out if you need to borrow money and whether you can afford it. Learn how to work out the true cost of borrowing.

taking control of debt >

Where to get free debt advice, how to speak to the people you owe money to, and tips to help you pay back your debts in the right order.

mortgage and rent problems >

Help if you're struggling with your mortgage or rent payments and information on government support if you can't pay your mortgage.

help with loans >

Learn about how personal loans work, better alternatives to payday loans, and help when borrowing from a credit union.

credit cards and credit ratings >

Find out how to manage a credit card, how to check your credit report, and tips on how you can improve your credit rating.