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SafetyNet Credit

Loan amount:
£1 - £500
Loan term:
3 - 12 months
£300 over 3 months:
£396.00
Representative APR:
68.70% APR
Special conditions: You must be a UK resident,You must be in employed receiving a regular income,You must be at least 18 years old
Representative Example: Representative Example: If you borrow £500 over 40 days at a Representative rate of 68.7% APR and an annual interest rate of 292% (variable), you would pay 1 instalment of £660.00. The total charge for credit will be £160.00 and the total amount payable will be £660.00.

Lending Stream Instalment Loan

Loan amount:
£50 - £800
Loan term:
Up to 6 months
£300 over 3 months:
£588.00
Representative APR:
1325.00% APR
Special conditions: Must be aged 18 or over, Must be in full-time employment, Must have an active bank account and a valid debit card, CCJs accepted, UK residents only, Minimum monthly income of £400, Must have a mobile phone number and email address, Bankruptcy IVA or equivalents not accepted.
Representative Example: Maximum APR of 1698.1%. Given a Representative APR is 1325%, if you borrow £200 over 6 months at 292.0% p.a. (fixed) your first repayment will be £33.60 followed by £96.00, £75.84, £66.88, £62.40 and £48.96 the following months. You will repay £383.68 in total, there are no additional fees.

Piggy Bank

Loan amount:
£100 - £1,000
Loan term:
3 - 5 months
£300 over 3 months:
£449.00
Representative APR:
1270.00% APR
Special conditions: Must be a UK citizen ,Must be over 18 ,Must be in employed for a minimum of 16 hours per week ,Must have a bank account
Representative Example: Representative Example: If you borrow £250 over 30 days at a Representative rate of 1,270.0% APR and an annual interest rate of 292.00% (fixed), you would pay 1 monthly instalment of £310.00. The total charge for credit will be £60.00 and the total amount payable will be £310.00.

Satsuma Loans - Repay Monthly

Loan amount:
£100 - £1,000
Loan term:
3 - 12 months
£300 over 3 months:
£429.00
Representative APR:
991.00% APR
Special conditions: You need to be aged between 18 & 74 to apply,You must be a UK resident,You can't be bankrupt,You must have a UK bank account with debit card,You'll need to provide at least 3 years' address history
Representative Example: £400 loan repayable over 6 months. 6 monthly payments of £126.40. Rate of interest 179% p.a. fixed. Representative 991% APR. Total amount payable is £758.40.

Satsuma Loans - Repay Weekly

Loan amount:
£100 - £1,000
Loan term:
13 - 52 Weeks
£300 over 3 months:
£429.00
Representative APR:
1575.00% APR
Special conditions: You need to be aged between 18 & 74 to apply,You must be a UK resident,You can't be bankrupt,You must have a UK bank account with debit card,You'll need to provide at least 3 years' address history
Representative Example: £400 loan repayable over 26 weeks. 26 weekly payments of £29.46. Rate of interest 183% p.a. fixed. Representative 1575% APR. Total amount payable is £765.96.

WagedayAdvance Loan

Loan amount:
£80 - £500
Loan term:
Up to 3 months
£300 over 3 months:
£340.80
Representative APR:
1294.10% APR
Special conditions: You must be in full or part time employment. Late or missed payments incur a £15 fee
Representative Example: Borrow £200 for 28 days. Total Repayable £244.80. Total charge for credit £44.80 comprising interest only. Interest rate 292% per annum(fixed). Representative APR 1294.1%

WagedayAdvance Advance Plus Loan

Loan amount:
£100 - £1,000
Loan term:
4 - 6 months
£300 over 3 months:
£464.71
Representative APR:
1272.30% APR
Special conditions: You must be in full or part time employment.
Representative Example: Borrow £300 for 4 months. Total Repayable £464.71. Total charge for credit £164.71 comprising interest only. Interest rate 288.35% per annum(fixed). Representative APR 1272.3%

Pounds To Pocket

Loan amount:
£200 - £2,000
Loan term:
6 - 12 months
£300 over 3 months:
£439.00
Representative APR:
277.50% APR
Special conditions: You do not need to have a good credit history,You must be 18 years of age or older to apply,You must be a UK resident,You must hold a valid bank account with debit card and direct debits,You must receive an income through employment or self-employment,You will need to provide: employment and income details and your bank account details,Your minimum income must be at least £700
Representative Example: Representative Example: If you borrow £750 over 12 months at a Representative rate of 277.5% APR and an annual interest rate of 140.00% (fixed), you would pay 12 monthly instalments of £119.21. The total charge for credit will be £680.52 and the total amount payable will be £1,430.52.

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additional information
Before taking out a personal loan, you should consider the financial impact of doing so and whether there may be an alternative to taking on debt. We have compiled a handy set of guides, provided by the Money Advice Service:
before you borrow >

Find out if you need to borrow money and whether you can afford it. Learn how to work out the true cost of borrowing.

taking control of debt >

Where to get free debt advice, how to speak to the people you owe money to, and tips to help you pay back your debts in the right order.

mortgage and rent problems >

Help if you're struggling with your mortgage or rent payments and information on government support if you can't pay your mortgage.

help with loans >

Learn about how personal loans work, better alternatives to payday loans, and help when borrowing from a credit union.

credit cards and credit ratings >

Find out how to manage a credit card, how to check your credit report, and tips on how you can improve your credit rating.